Protect What Matters Most
Life and health insurance solutions designed to help you protect your family, prepare for life's unexpected events, and make informed decisions about your financial future.
Life & Health Insurance
Insurance Solutions for Your Needs
Coverage works best when it fits your life. We'll help you understand your options and choose with confidence.
Tagline
Insurance Solutions for Your Needs
Life Insurance
Help provide financial protection for the people who depend on you. We'll walk through your household, income, and long-term goals so you can compare coverage that makes sense for your family.
- Term & Permanent Life Insurance
- Family Protection & Income Replacement
Health Insurance
Health plans can be hard to compare. We'll help individuals and families review available options, understand the differences, and move through enrollment with clear support.
- Individual & Family Health Plans
- Plan Comparisons & Enrollment Support
- Personalized Coverage Reviews
More Than Accounting. A Partner in Your Financial Journey.
At AFTS, we understand that financial well-being involves more than managing income and expenses. It also means planning ahead and considering how life's unexpected events could affect you and your family.
We bring a personalized, education-focused approach to helping you explore insurance options alongside your broader financial goals.
How It Works
Step 1
Start the conversation
Tell us a little about you and what you're looking for.
Step 2
Review your needs
We'll look at your household, current coverage, and goals.
Step 3
Discuss your options
We'll explain what's available in plain language.
Step 4
Apply and follow up
If you decide to move forward, we'll help with next steps.
Who We Help
- Individuals planning for the future
- Families protecting the people they love
- Self-employed professionals
- Small-business owners
Frequently Asked Questions
How much coverage might I need?
It depends on your income, debts, dependents, and goals. We'll talk through those details so you can decide what feels right for your situation.
What's the difference between term and permanent life insurance?
Term life covers a set period, such as 10, 20, or 30 years. Permanent life is designed to last your lifetime while the policy stays active, and some policies can build cash value.
When should I review my health coverage?
Review it during open enrollment each year and after major life changes, such as marriage, a new child, a move, or a job change.
What information do I need to get started?
Just the basics: who you'd like to cover, any coverage you have now, and what you'd like it to do for you. We'll let you know if anything else is needed.
Let's Talk About Your Coverage Needs
Whether you're exploring life insurance for the first time or reviewing your health coverage, start with a conversation about your needs and available options.
856-580-0512
accounting@aftserv.com
Based in Cherry Hill, NJ